Joplin, MO Workers' Compensation Disability Lawyers
In the outer edge of the Ozarks, Joplin, MO workers face unique challenges when it comes to workplace injuries. Understanding the nuances of Missouri's workers' compensation system is crucial, especially when it comes to the type of disability incurred. Disabilities are categorized as either Temporary or Permanent, and within these groups, they can be Partial or Total. The benefits you're eligible for are contingent on these classifications.
At Webster & Carlton, we specialize in providing personalized legal guidance to Joplin's workforce. Whether you're dealing with Permanent Partial Disability (PPD), Permanent Total Disability (PTD), Temporary Partial Disability (TPD), or Temporary Total Disability (TTD), our dedicated team is here to ensure you receive the full benefits you deserve and to stand by your rights every step of the way.
For expert advice, get in touch with our seasoned workers’ comp disability attorneys in Joplin at Webster & Carlton. Contact us online or give us a call at (417) 545-3775.
Understanding The Disability Classifications
For those who've been injured on the job but can still perform some work, or need time off for recovery, temporary disability benefits may be available.
Temporary Partial Disability (TPD)
- If your injury allows you to work in a limited capacity, you may be eligible for TPD benefits. In Missouri, these are calculated at 66.7%of the difference between your pre-injury earnings and your current earning capacity post-accident.
- For example, a Joplin office employee who sustains a back injury might still be able to perform light desk duties for fewer hours while undergoing treatment.
Temporary Total Disability (TTD)
- For employees completely unable to work due to a work-related injury, TTD benefits are available. These are paid weekly at 66 ⅔ percent of your average weekly gross wage.
- Consider a local construction worker who sustains a serious injury and is completely sidelined from work for several months during recovery. TTD benefits would apply in such cases.
Permanent Partial Disability (PPD)
Some injuries lead to permanent disabilities that don't entirely prevent you from working.
PPD benefits in Missouri address these situations, covering injuries such as:
- Chronic back pain
- Nerve damage
- PTSD
- Carpal tunnel syndrome
- Loss of a limb or digit
With PPD, you might return to work in a different role or with a lighter workload. PPD benefits aim to compensate for the loss of earning potential, providing weekly payments or a lump sum that is 66 ⅔% of your weekly salary at the time of injury.
Challenges in Assessing Disability for Joplin Employees
Determining the extent of your injury and its legal implications can be complex. Medical opinions may vary, and insurance companies often aim to minimize claims. If you're in Joplin and facing difficulties with your workers’ compensation disability benefits, Webster & Carlton's attorney are ready to assist.
For a consultation with a Joplin workers' compensation disability lawyer, reach out to us through our online form or call (417) 545-3775.
Stay In The Know
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Why Do I Need a Missouri Workers’ Compensation Attorney?A workers’ compensation claim can take several months, even years, to resolve, especially if you continue to suffer from the effects of your work-related injury. Your employer and its insurance company will be represented by highly skilled attorneys who know how to exploit an injured employee. You need to level the playing field by hiring a Missouri workers’ compensation lawyer who will fight on your behalf.
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What Happens If My Employer Denies Me Workers’ Compensation Benefits?In many cases, your employer or their insurance company will promptly pay any workers’ compensation benefits. But if they deny benefits–or stop paying them before you receive what you believe you are entitled to under the law–then you have the right to file a claim with the Missouri Division of Workers’ Compensation. An administrative law judge appointed by the Division will review your claim and either conduct mediation between you and your employer, or alternatively hold a formal hearing to determine your right to compensation.
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What Kinds of Injuries Are Covered?
Under Missouri law, workers’ compensation only covers injuries that arise “out of and in the course of employment.” This includes accidents that occur during your work shift. It also includes “occupational diseases” contracted at work, provided workplace exposure was the “prevailing” cause.
Workers’ compensation is not necessarily limited to injuries suffered at your normal workplace. If your job requires you to travel–i.e., make deliveries or conduct on-site work with clients–you may be compensated for injuries sustained in the course of such travel. However, Missouri workers’ compensation law specifically excludes injuries sustained while commuting from home to work and back, even if you use a company-owned car.
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