Branson, MO Workers' Compensation Lawyers
If you are harmed while working in Branson, you are likely covered under workers’ compensation insurance. Call our workers' comp lawyers for more information about how to collect the benefits you deserve.
If you are injured while working in Branson, you may have questions about your ability to recover compensation. Without knowing your rights, you may assume that your injuries should be paid by your health insurance coverage, and that any days of work that you miss are simply lost days for which you will not be compensated. However, if you are an employee and your injury happens at work, you are likely entitled to workers’ compensation benefits. Our Branson, MO workers’ comp lawyers at the Law Firm of Webster & Carlton can help you to understand your right to benefits and how to initiate a claim.
What is Workers’ Compensation Insurance?
Workers’ compensation insurance is a type of no-fault insurance coverage that is provided to the majority of employees in Missouri. Under this coverage type, employees who are injured in the course of their employment are entitled to no-fault benefits, which means that they do not need to prove fault in order to recover compensation, nor will they be barred from recovery if they contributed to their own injuries. By virtue of the no-fault system, employees are barred from filing a lawsuit directly against their employer for compensation.
Who is Covered Under Workers’ Compensation in Branson?
All employers with five or more employees are required to provide workers’ compensation insurance. For employers in the construction industry, workers’ compensation insurance is required for all employers who have at least one employee.
Benefits Available Through Workers’ Compensation
A worker who is injured at work and files a claim for workers’ compensation may be eligible for the following available benefits:
- Medical coverage: You can seek compensation for the full value of your medical expenses related to your injury.
- Payment for lost wages: If you are unable to return to work following your injury, you may be entitled to partial compensation for your lost wages.
- Disability benefits: Workers who sustain a disability as a result of a work accident may be able to collect disability benefits, which are paid at a rate of 66.6% of the difference between your average earnings prior to the accident and your earnings after the accident.
Note that in addition to compensation for injuries, workers may also seek compensation for occupational diseases.
Contact Our Branson Workers’ Comp Lawyers Today
Understanding the requirements for filing a workers’ compensation claim can be complicated, and if you do not act within the required time frame, you could forfeit your right to benefits. At the Law Firm of Webster & Carlton, our workers’ compensation lawyers in Branson are passionate about helping injured employees maximize their benefits. For a free consultation with our legal team and more information about workers’ compensation insurance, reach out to us directly today. We are eager to help you.
Meet Our Team
Committed to Working Tirelessly on Your Behalf to Get You the Compensation You Are Owed
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Why Choose Webster & Carlton?
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Experienced FirmWith over 48 years of collective legal expertise, the legal professionals at Webster & Carlton, specializing in workers' compensation, are dedicated to navigating the complexities of Missouri's workers' compensation system, and obtaining the compensation, medical treatment, and support our clients deserve.
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Client First RepresentationOur firm has a focus on clear communication, transparency, and personalized service, we ensure that our clients are well-informed and actively involved throughout the legal process. From the initial consultation to case resolution, we prioritize building strong attorney-client relationships based on trust and collaboration.
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Detailed Oriented PreparationAt Wester & Carlton, we pride ourselves on our meticulous approach to each case. Our commitment to detail ensures thorough preparation for all aspects of your legal journey, be it mediation, trials, or any other events your case may involve. You can trust that your case will receive the detailed attention it deserves.
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Virtual & Free Consultations
Better understand your legal options and ensure an informed decision by contacting us to arrange a free consultation. Experience the added convenience of virtual consultations, allowing you to delve into your case, pose relevant questions, and gain valuable insights from our team, wherever you are located.
Stay In The Know
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Why Do I Need a Missouri Workers’ Compensation Attorney?A workers’ compensation claim can take several months, even years, to resolve, especially if you continue to suffer from the effects of your work-related injury. Your employer and its insurance company will be represented by highly skilled attorneys who know how to exploit an injured employee. You need to level the playing field by hiring a Missouri workers’ compensation lawyer who will fight on your behalf.
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What Happens If My Employer Denies Me Workers’ Compensation Benefits?In many cases, your employer or their insurance company will promptly pay any workers’ compensation benefits. But if they deny benefits–or stop paying them before you receive what you believe you are entitled to under the law–then you have the right to file a claim with the Missouri Division of Workers’ Compensation. An administrative law judge appointed by the Division will review your claim and either conduct mediation between you and your employer, or alternatively hold a formal hearing to determine your right to compensation.
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What Kinds of Injuries Are Covered?
Under Missouri law, workers’ compensation only covers injuries that arise “out of and in the course of employment.” This includes accidents that occur during your work shift. It also includes “occupational diseases” contracted at work, provided workplace exposure was the “prevailing” cause.
Workers’ compensation is not necessarily limited to injuries suffered at your normal workplace. If your job requires you to travel–i.e., make deliveries or conduct on-site work with clients–you may be compensated for injuries sustained in the course of such travel. However, Missouri workers’ compensation law specifically excludes injuries sustained while commuting from home to work and back, even if you use a company-owned car.
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