Missouri’s Second Injury Fund provides crucial support for employees with preexisting disabilities who sustain new workplace injuries. Known as 2IF liability, this program helps cover Permanent Total Disability (PTD) claims. But proving eligibility under 2IF liability can be challenging.
What Is 2IF Liability?
Under Missouri law, 2IF liability applies when a preexisting disability combines with a new work injury to result in permanent total disability.
Key Requirements for Springfield Workers
- 50-Week Threshold: The preexisting condition must equal at least 50 weeks of Permanent Partial Disability (PPD).
- Multiple Conditions: If there are multiple preexisting conditions, each must independently meet the 50-week requirement.
What If My Condition Worsens?
If a previous settlement documented less than 50 weeks of disability, but your condition has worsened since then, a judge may increase the disability rating. Proper medical evidence is essential to prove this.
Why Is Legal Help Essential?
Proving 2IF liability involves gathering extensive medical records and evidence. For Springfield workers, having a skilled attorney is crucial to navigating this process and ensuring a successful outcome.
If you believe your work injury qualifies for 2IF liability, Webster & Carlton can help you understand your rights and fight for your compensation.